CLOSED: JIO SUPER TOP UP MEDICLAIM 2019-20

Payment for policy premium is accepted only through Online Payment

CASH/ CHEQUE/ NEFT & RTGS WILL NOT BE ACCEPTED

 



 

SUPER TOP UP : UNIQUE TYPE OF MEDICLAIM

An ADDITIONAL COVERAGE of Mediclaim BEYOND a Chosen Specified Limit,
SO IT ACTS as a Cushion & Comes in to Action When Such Limit Is Exhausted
Salient Features Of Jio Super Top Up Mediclaim
  1. Available for All JAIN Shravak-Shravika Members of JIO

  2. ENHANCED YOUR SUM INSURED UPTO Rs.20 Lakh at very Nominal Premium.

  3. Available SUPER TOP-UP sum Insured of Rs. 2 Lakh, Rs.5 Lakh and Rs.10 Lakh

  4. FAMILY Floater for Maximum 6 members (1 + 5).

  5. Proposer + Spouse ( Husband/wife)

    + 2 Dependent Children Up to 25 years of age

    + 2 Dependent PARENTS OR PARENTS IN-LAWS Up to 85 years

    ( Any one set of parents to be covered, combination not allowed).

  6. Maximum entry age: - Up to - 85 YEARS.. Once enrolled LIFE TIME renewal possible.

  7. NO MEDICAL CHECKUP required.

  8. PRE-EXISTING DISEASE Cover from DAY ONE.

  9. NO WAITING PERIOD. (Waiting period for 1st year, 2nd year and 4th year disease are not applicable.)

  10. Chemotherapy,Radiotherapy,Dialysis Upto Rs.5,000 per cycle with no upperlimit. Major Organ transplant surgery to be limited to 50% of Sum-Insured.

  11. NO CO-PAYMENT APPLICABLE ON ANY TYPE OF CLAIMS.

  12. Opportunity to avoid heavy deduction due to ROOM RENT LIMITS.

  13. PRE-HOSPITALIZATION Medical Expenses up to 30 DAYS COVERED.

  14. POST-HOSPITALIZATION Medical Expenses up to 60 DAY COVERED.

  15. IRDA Daycare procedure are covered.

  16. Claims Payable on REIMBURSEMENT BASIS only

  17. AYUSH TREATMENT is also covered up to limits defined by IRDA.

  18. Portability available for the policy after a year at the time of renewal.

  19. Proposer will be eligible for DEDUCTION UNDER SEC. 80 D of Income Tax Act.

  20. POINTS TO BE NOTED FOR “SUPER TOP UP”

  21. It ENHANCED YOUR existing mediclaim SUM INSURED

  22. This plan is also available for members without any Mediclaim

  23. You can top up any type of your existing mediclaim may it be JIO Mediclaim, Retail Individual Mediclaim, Family floater mediclaim or Group Mediclaim by this plan.

  24. You can choose from any option as deductible limit irrespective of your existing mediclaim sum insured.

  25. DEDUCTIBLE LIMIT: The chosen amount up to which the aggregate medical claims of family will not be payable by this super top up policy incurred during the policy period.

  26. Super Top Up Mediclaim PREMIUM CHART :

    With GST

     

     

     

     

    Deductible SI

    SUM INSURED

    Rate below 60

    Rate above 61 to 85

     

    200000

    200000

    10,606

    17,610

     

     

    500000

    15,909

    26,670

     

     

    300000

    200000

    8,729

    14,634

     

     

    500000

    13,095

    21,953

     

     

    1000000

    19,459

    32,311

     

     

    500000

    1000000

    13,235

    22,187.5

     

     

    500000

    8,824

    14,791.3

     

     

    200000

    6,874

    11,636.3

     

     

    1000000

    1000000

    7,941

    13,313

     

     

    500000

    6,188

    10,372

     

     

    200000

    4,123

    6,913

     

  27. Members who do not have any mediclaim policy can get this policy with Minimum deductible of Rs.3 Lakh

  28. If any member of the family is not covered under any existing mediclaim policy still he/she can be covered under super top up policy in family floater. But for that particular member Minimum deductible of Rs.3 Lakh is applicable at the time of claim.

  29. If any member of the family is not covered under any existing mediclaim policy at the time of claim . Minimum deductible of Rs.3 Lakh is applicable in such cases.

  30. Member can choose SUM INSURED from Rs. 2 Lakh, Rs.5 Lakh or Rs.10 Lakh.

  31. Options of DEDUCTIBLES for Rs. 2 Lakh, Rs. 3 Lakh, Rs.5 Lakh or Rs.10 Lakh are available. Deductible is amount up to which member’s base policy will pay the claim and super top up policy will respond once the deductible amount is exhausted. If the insured does not have base policy, the insured will have to bear the expenses upto deductible limit.

  32. higher of room rent between super top up sum insured or base policy sum insured is applicable when claim under super top will be calculated.

  33. Super top up policy will pay all the claims those are falling within policy period of super top up policy. If base policy sum insured is exhausted or partially exhausted before inception of super top up policy then the same will not be paid.

  34. Hospitalisation claims incurred during the super top up policy period for the whole family in one or more occasions once cross the deductible limit will be paid under the policy.

PARTNERS

for Super Top Up Mediclaim:

Insurance Company
New India Assurance Co Ltd

Insurance Brokers :
EDELWEISS INSURANCE BROKERS LTD.

Third Party Administrator
Vidal Health Insurance TPA