Enrollment CLOSED - JIO Super Top Up 2020-2021

Payment for policy premium is accepted only through Online Payment

CASH/ CHEQUE/ NEFT & RTGS WILL NOT BE ACCEPTED

 



 

SUPER TOP UP : UNIQUE TYPE OF MEDICLAIM

An ADDITIONAL COVERAGE of Mediclaim BEYOND a Chosen Specified Limit,
SO IT ACTS as a Cushion & Comes in to Action When Such Limit Is Exhausted

Salient Features Of JIO Super Top Up Mediclaim

  1. Available for All JAIN Shravak-Shravika Members of JIO
  2. ENHANCED YOUR SUM INSURED UPTO Rs.20 Lakh at very Nominal Premium.
  3. Available SUPER TOP-UP sum Insured of Rs. 2 Lakh, Rs.5 Lakh and Rs.10 Lakh with deductible limit of 2 Lakh,3 Lakh, 5 Lakh & 10 Lakh. Deductible limit of  2 Lakh is available for the members with base policy. Deductible limit of minimum 3 Lakh will be considered if covered member / patient do not have any base policy.
  4. FAMILY Floater for Maximum 6 members (1 + 5).
  5. Proposer + Spouse ( Husband / wife)

+ 2 Unmarried, Dependent Children Up to 25 years of age

+ 2 Dependent PARENTS OR PARENTS IN-LAWS Up to 85 years

( Any one set of parents to be covered, cross combination not allowed).

  1. Maximum entry age: - Up to - 85 YEARS.. Once enrolled LIFE TIME renewal possible.
  2. NO MEDICAL CHECKUP
  3. PRE-EXISTING DISEASE Cover from DAY ONE.
  4. NO WAITING PERIOD.(Waiting period for 1st year, 2nd year and 4th year disease are not applicable.)
  5. Chemotherapy is  5000/- per cycle maximum Upto 1 lakh per family per policy year and Radiotherapy is  5000/-per cycle maximum Upto 1 lakh per family per policy year and Dialysis is 5000/- per cycle maximum Upto 1 lakh per family per policy year

Major Organ transplant / Major Surgery to be limited to 50% of Sum Insured.

  1. NO CO-PAYMENT APPLICABLE ON ANY TYPE OF CLAIMS except Organ transplant & Major Surgery.
  2. Opportunity to avoid heavy deduction due to ROOM RENT LIMITS.
  3. PRE-HOSPITALIZATION Medical Expenses up to 30 DAYS COVERED.
  4. POST-HOSPITALIZATION Medical Expenses up to 60 DAY COVERED.
  5. Day care procedure are covered as per IRDA guidelines.
  6. Claims Payable on REIMBURSEMENT BASIS only
  7. AYUSH TREATMENT is also covered up to limits defined by IRDA.
  8. Portability can be available for the policy after a year at the time of renewal.

POINTS TO BE NOTED FOR “SUPER TOP UP”

  1. It ENHANCES your SUM INSURED.
  2. This plan is also available for members without any Mediclaim. Deductible limit of minimum 3 Lakh will be considered if covered member / patient do not have any base policy.

 

  1. You can top up any type of your existing mediclaim may it be JIO Mediclaim, Retail Individual Mediclaim, Family floater mediclaim or Group Mediclaim by this plan.
  2. You can choose from any option as deductible limit irrespective of your existing mediclaim sum insured.
  3. DEDUCTIBLE LIMIT: The chosen amount up to which the aggregate medical claims of family will not be payable by this super top up policy incurred during the policy period.

Super Top Up Mediclaim PREMIUM CHART :

 

With GST

 

 

 

Deductible SI

SUM INSURED

Rate below 60

Rate above 61 to 85

200000

200000

13788

22893

 

500000

20682

34671

 

300000

200000

11348

19024

 

500000

17024

28539

 

1000000

25297

42004

 

500000

200000

8936

15127

 

500000

11471

19229

 

1000000

17206

28844

 

1000000

200000

5360

8987

 

500000

8044

13484

 

1000000

10323

17307

 

PLEASE NOTE:

  • Corona Virus disease treatment is covered under this policy
  • Member can’t increase the Sum Insured during renewal, No Changes or cancellation can be done after payment.
  • As premium will be transferred first to JIO by members individually and then JIO have to pay premium to insurance company as one consolidated payment, there is a time gap for reconciliation and procedure. So we request you to pay the premium at the earliest to start coverage on time
  • Premium can be PAID only via Online Payment. CHEQUE / NEFT / RTGS will not be accepted.
  • Additional amount will be charged by payment gateway (Ease buzz) for providing safe & secure online money transfer facility, which is addition to above premium charges.

Easy instalment facility is available by Ease buzz on RBL Bank, Axis Bank, Standard Chartered Bank, Kotak Bank, IndusInd Bank, HSBC Bank

Payment gateway Convenience fees (+18% GST on Convenience Fees)   -   1.7 % for Net banking,

                                                               - 1.1 % for debit card transfer, 1.1 % for UPI,

                                                               - 1.75 % for credit card transfer, 2.2 % for Cash Card, 2 % for OLA money

  • GST refund certificate will not be available under this policy.
  • JIO JAC membership fees Rs. 1000 Per financial year will be charged  additional to above premium .( This will be usually updated in a week time on JIO website)

 

  1. Members who do not have any mediclaim policy can also join in this policy with Minimum deductible of Rs.3 Lakh
  2. If any member of the family is not covered under any existing mediclaim policy still he/she can be covered under super top up policy in family floater. But for that particular member Minimum deductible of Rs.3 Lakh is applicable at the time of claim.
  3. If any member of the family is not covered under any existing mediclaim policy at the time of claim . Minimum deductible of Rs.3 Lakh is applicable in such cases.
  4. Member can choose SUM INSURED from Rs. 2 Lakh, Rs.5 Lakh or Rs.10 Lakh.
  5. Options of DEDUCTIBLES for Rs. 2 Lakh, Rs. 3 Lakh, Rs.5 Lakh or Rs.10 Lakh are available. Deductible is amount up to which member’s base policy will pay the claim and super top up policy will respond once the deductible amount is exhausted. If the insured does not have base policy, the insured will have to bear the expenses upto deductible limit.
  6. higher of room rent between super top up sum insured or base policy sum insured is applicable when claim under super top will be calculated.
  7. Super top up policy will pay all the claims those are falling within policy period of super top up policy. If base policy sum insured is exhausted or partially exhausted before inception of super top up policy then the same will not be paid.
  8. Hospitalisation claims incurred during the super top up policy period for the whole family in one or more occasions once cross the deductible limit will be paid under the policy.
  9. Claim Intimation - In case of Claims, immediate intimation shall be given to Call Centre within 48 hours of Hospitalization Toll free no. 18001803600 / 18001023600 and Email ID - hitpajiointimation@hitpa.co.in
  10.  

PARTNERS

for Super Top Up Mediclaim:

Insurance Company
New India Assurance Co Ltd

Insurance Brokers :
EDELWEISS GALLAGHER INSURANCE BROKERS LTD.

Third Party Administrator

HEALTH INSURANCE TPA OF INDIA